| Particulars | Details |
| Loan Tenure | 12 Months (1 Year) |
| Maximum EMI | 12 EMIs |
| Interest Rate | 9% (Reducing) |
| Guarantee Fund | 2% |
| Loan Slabs | ₹12,000 and ₹24,000 |
| Particulars | Details |
| Loan Tenure | 60 Months (5 Years) |
| Maximum EMI | 60 EMIs |
| Interest Rate | 5% (Reducing) |
| Share | 10% |
| Guarantee Fund | 2% |
| Loan Slabs | ₹60,000 / ₹90,000 / ₹1,50,000 / ₹2,00,000 / ₹2,50,000 / ₹3,00,000 / ₹3,50,000 / ₹4,00,000 |
For first-time membership, ₹100 Share (10*10) , ₹10 Application Fee and admission Fee : ₹2 .
Currently, ₹1,000 per month is deducted from members as a Thrift Fund contribution. However, as per approval of the management in line with the decisions taken in the Annual General Meeting, this contribution may be increased, from time to time.
Every year, members receive a 12% dividend on their total accumulated share amount , 3% interest on their Thrift Fund and 2% interest on their Guarantee Fund.